Susan Gallagher: Cranford Area Real Estate Specialist
Susan Gallagher: Cranford Real Estate Specialist Home PageSusan Gallagher: Cranford Real Estate Specialist Home Buyers PageSusan Gallagher: Cranford Real Estate Specialist Home Sellers Information PageSusan Gallagher: Cranford Real Estate Specialist Property Search PageSusan Gallagher: Cranford Real Estate Seniors Real Estate Information Page

Cranford Area Specialist

Susan Gallagher is a Cranford Area Specialist in Real Estate

Long Term Care
Insurance Tips

  1. Buy a policy while you're a younger Senior both to keep costs lower and to increase your chances of qualifying for LTC insurance.
  2. Buy the best policy you can afford.
  3. If still working and your employer offers LTC insurance, sign up. Often it's easier to get LTC insurance when multiple employees are enrolling in a group plan. Sometimes individuals can be guaranteed coverage without providing a medical history.
  4. Be honest about medical conditions. Insurers can deny coverage if you've lied about your medical history.
  5. Understand what you're buying and what you'll receive for your dollars before buying any kind of insurance.

Give me a call, I'd like to help you! My job is to guide you through with knowledge, honesty, fairness & understanding.

What is a Senior Real Estate Specialist?

Seniors Real Estate Specialists® are REALTORS® qualified to meet the special needs and concerns of maturing Americans. A national program since 1998, The Senior Advantage Real Estate Council® (SAREC®) offers a specific designation, SRES®, to identify those members who have successfully completed its education program along with other prerequisites.

By earning the SRES® designation, I have demonstrated necessary knowledge and expertise to counsel senior clients through major financial and lifestyle transitions involved in relocating, refinancing, or selling the family home. I have received special training, get regular updates, and am prepared to offer the options and information needed in making life changing decisions.

Why Use A SRESŪ?

A Seniors Real Estate Specialist® is experienced and knowledgeable in meeting your specific needs. And that can make all the difference in the world.

As we age, we demand specialists in our health needs, so why not in our housing and equity needs as well? An SRES brings:

  • A customized approach to your situation; an SRES works with how your living situation fits into your overall plan.
  • Expertise and patience without condescension.
  • An awareness of options and solid, reliable referrals for specific situations to explore those options.
  • A variety of choices to reduce out of pocket expenses, gain cash, or create or defer income streams to either stay in

How Can a Seniors Real Estate SpecialistŪ Help Me?

An SRESŪ designee can help you make wise decisions about selling the family home, financing, buying rental property, or managing the capital gains and tax implications of owning real estate, among many other issues. Seniors Real Estate SpecialistsŪ offer clients relevant information on current trends in senior real estate transactions, and can refer you to other professionals such as attorneys and C.P.A.s who also have specialty interest in senior clientele issues.

A national program since 1998, the council now has Seniors Real Estate SpecialistsŪ in all 50 states and Canada and adds hundreds of new members every month.

SARECŪ members are not qualified to give legal or tax advice and SARECŪ does not guarantee the accuracy of its members' information. All clients are strongly urged to contact a real estate attorney or certified public accountant to obtain legal or tax advice.